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In addition to your credit score, your debt-to-income (DTI) ratio is an important part of your overall financial health. calculating your DTI may help you determine .
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Area Buyers Allot More to Mortgages But Still Stay Out of Basement / Lenders stretch debt-income ratios due to other factors – "I’ve been able, with a big enough down payment and a good enough credit score, to do a loan with a debt-to-income ratio of 75 percent," says Margaret Ashwell, a mortgage broker with Pacific Guarantee.
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